Trusted Health Insurance Advisors

The Right Plan for Every Stage of Life.

At ACK Health Advisors, we help individuals, families, and businesses navigate the complex world of health insurance — with clarity, compassion, and expertise.

Coverage Options Commercial Insurance Individual Health Plans Medicare ACA Plans Critical Illness Travel Insurance Ancillary Benefits
6+
Coverage Types
3
Expert Advisors
100%
Independent & Unbiased
EN/한
Bilingual Service
What We Offer
Comprehensive Coverage for Every Need

From individuals to enterprises, we find the right coverage at the right price — so you can focus on what matters most.

Commercial Insurance

Group health benefits tailored for businesses of all sizes.

Individual Health Plans

Personalized coverage options for you and your family.

Medicare

Expert guidance through Medicare Parts A, B, C, and D.

ACA Plans

Affordable Care Act marketplace plans with subsidy guidance.

Critical Illness

Financial protection when serious illness strikes.

Travel Insurance

Stay protected wherever life takes you.

What We Offer
Our Services

We offer a full spectrum of health insurance solutions tailored to your unique needs — from individual plans to enterprise-level group coverage.

Commercial Insurance

Protect your business and your team with group health plans tailored to your workforce size and budget. We work with leading carriers to find the best rates and coverage options.

Individual Health Plans

Whether you're self-employed, between jobs, or looking for better coverage, we'll find a personalized plan that fits your health needs and financial goals.

Medicare

Turning 65 or helping a loved one navigate Medicare? We provide expert, unbiased guidance through Original Medicare, Medicare Advantage, Supplement plans, and Part D.

ACA Plans

We help you navigate Affordable Care Act marketplace plans, identify eligible tax credits and subsidies, and enroll in quality coverage during open or special enrollment periods.

Critical Illness Insurance

A serious diagnosis shouldn't mean financial hardship. Critical illness insurance provides a lump-sum benefit to cover expenses not covered by traditional health insurance.

Travel Insurance

Travel with confidence. Our travel insurance plans cover emergency medical care, trip cancellations, lost baggage, and more — domestically and internationally.

Who We Are
About ACK Health Advisors

ACK Health Advisors was founded on a simple belief: everyone deserves access to quality health coverage — and the guidance to understand it.

Our team of experienced advisors brings deep knowledge across commercial, individual, Medicare, and specialty insurance markets. We are proud to serve both English and Korean-speaking communities.

We are independent advisors — we work for you, not for insurance companies. That means you get honest, personalized recommendations every time.

ACK
"The right plan for every stage of life."
Our Mission
Our Team
Meet the Advisors
AP

Andrew Park

Senior Advisor

Andrew brings years of expertise in commercial and individual health insurance, helping businesses and families find the right coverage solutions.

KC

Kent Chin

Medicare Specialist

Kent specializes in Medicare planning, guiding clients through supplement plans, Medicare Advantage, and Part D prescription coverage options.

CY

Charles Yi

ACA & Benefits Advisor

Charles is an expert in ACA marketplace plans and critical illness coverage, with a passion for serving the Korean-speaking community.

Common Questions
Frequently Asked Questions

Have questions? We have answers. If you don't see what you're looking for, feel free to contact us directly.

Do you charge for consultations?
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No — our consultations are completely free. We are compensated by the insurance carriers when you enroll in a plan, so there is never any cost to you for our advice or assistance.
What is the difference between ACA and private health insurance?
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ACA (Affordable Care Act) plans are available through government marketplaces and may qualify for federal subsidies based on your income. Private plans offer more flexibility and may be purchased year-round. Our advisors can help you compare both options.
When can I enroll in a health insurance plan?
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Open enrollment for ACA plans typically runs from November 1 to January 15. However, qualifying life events (job loss, marriage, birth of a child) can trigger a Special Enrollment Period. Medicare has its own enrollment windows. Contact us to learn about your options.
Do you offer services in Korean?
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Yes! ACK Health Advisors proudly serves the Korean-speaking community. Our bilingual advisors can assist you fully in Korean — from explaining your options to enrolling in a plan.
What is Medicare, and who qualifies?
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Medicare is a federal health insurance program primarily for people aged 65 and older, as well as some younger individuals with disabilities. It consists of multiple parts covering hospital care, medical services, and prescription drugs. We can guide you through every step of enrollment.
What does critical illness insurance cover?
+
Critical illness insurance provides a lump-sum cash payment if you are diagnosed with a covered serious illness such as cancer, heart attack, or stroke. The funds can be used for any purpose — medical bills, living expenses, or lost income — giving you financial flexibility during a difficult time.
Get In Touch
Contact Us

Ready to find the right plan? Reach out today for a free, no-obligation consultation. We're here to help.

Phone

(201) 233-6415

Website

www.ackcg.com

We offer bilingual service in English and Korean.

영어와 한국어로 상담 가능합니다.

Request a Free Consultation

Additional Coverage
Ancillary Benefits

Beyond core health insurance, ancillary benefits provide additional layers of protection for you, your family, and your employees — covering the gaps that major medical plans may leave behind.

Dental Insurance

Comprehensive dental plans covering preventive care, basic procedures, and major dental work. Keep your smile healthy without the out-of-pocket surprise.

Vision Insurance

Vision plans that cover eye exams, prescription eyeglasses, and contact lenses. Protect your vision and reduce the cost of routine eye care.

Short-Term Disability

Income replacement coverage when a non-work-related illness or injury prevents you from working. Protect your paycheck during recovery.

Long-Term Disability

Extended income protection for serious or permanent disabilities that keep you out of work for months or years. Safeguard your financial future.

Life Insurance

Term and whole life insurance options to protect your loved ones financially. Ensure your family is taken care of no matter what happens.

Group Voluntary Benefits

Employee-paid supplemental benefits offered through the workplace, including accident insurance, hospital indemnity, and more — at group rates.

Not sure which ancillary benefits are right for you?

Our advisors will help you build the right benefits package for your needs and budget.